Rainfall Index has become second largest Federal Crop Insurance Product in the US
US Rainfall Index has rapidly become the second largest federal crop insurance product, with 2025 premiums reaching approximately $2 billion. Whether you’re prepared or not, rainfall index losses can no longer be overlooked in your underwriting strategy.
The challenge?
Rainfall index exposure peaks during January-March, well before most reinsurance treaties are finalized – leaving you vulnerable to pre-existing losses.
The harsh reality?
You may already be signing treaties that include hidden losses, with neither party aware of the embedded exposure.
Benefits of our Offering?
TERRA RainWatch transforms your crop underwriting approach by delivering early loss estimates months before official reports are published. This powerful intelligence tool keeps you consistently ahead of rainfall index losses, preventing costly mistakes like signing treaties already carrying loss exposure.
How does this work?
TERRA RainWatch delivers real-time precipitation intelligence by converting live weather data into precise rainfall index loss calculations. Whether analyzing standard industry portfolios or your specific client exposures, the tool provides continuous updates that keep you ahead of emerging loss trends.
Do you want to test it?
Visit our product page for more information.
